Good place for spotting Otters - I love Otters, and seeing them every morning from a boat on holiday was epic for me!
48V is defo the way forward, and tends to be fairly normal for what you want. I would tend to oversize the inverter, in my experience a 500W inverter can only cope with say 300w constant load, not that I've had much to do with such things. Batteries, you need to check out a thing called 'depth of discharge' which varies with battery technology - do not be tempted with lorry batteries, they may seem cheap for a large capacity, but are only designed to take a large loading for a short time, ie starting an engine. You should be able to discharge a battery safely and reliably to about 80% of capacity. The whole off-grid 'thing' can be quite confusing, especially as you are panning multiple inputs to battery storage. From what I understand of this set-up, you can have a battery charge controller for each input (gives a bit more reliability anyway) Victron seem to be the make of choice for such controls. Might also be worth having a look at the Centre for Alternative Technology in Wales for advice, and certainly worth contacting Victron helpline for technical support.
One other point, batteries don't like getting cold, they are best kept in an insulated box, and certainly off cold concrete floors.
4 kWh is not a lot, a decent set of solar panels would generate that for most of the year with ease - small wind turbine say 500W would be a good addition as this works 24/7 for when the sun doesn't shine, and obviously over night. It's not often we don't get any sun or wind on the same day! This might eliminate the need for a gennie as anything other than a back up, which means smaller unit would probably suffice.