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Anyone drive a company van ? See below .
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<blockquote data-quote="Doc Hudson" data-source="post: 473616" data-attributes="member: 1607"><p>That is not strictly correct you can have personal car insurance that can also cover you for using your vehicle for business / professional use. Standard domestic car insurance includes social, domestic, pleasure and traveling to/from a place of work, (so you can drive your own car to get to work). In the same context a self employed person can have personal cover that allows them to drive to/from multiple work locations during the day in the course of their business. e.g. an electrician or plumber using an estate car/SUV type vehicle to visit numerous customers during the working day is no different to a mobile hairdresser using her/his own car to travel to clients homes whilst undertaking self employed business. But this has to be a dedicated driver, (not a pool vehicle), and not used for things such as haulage / parcel delivery, Taxi services, Work locations must be physical addresses, i.e. mobile roadside breakdown services excluded and I think building sites without existing functional premises with a royal mail recognised postcode are also excluded. (Not sure if Vans can be permitted into this category, but standard domestic cars can definitely be insured to include dedicated business use by a sole trader.</p><p></p><p>Doc H. </p></blockquote><p></p>
[QUOTE="Doc Hudson, post: 473616, member: 1607"] That is not strictly correct you can have personal car insurance that can also cover you for using your vehicle for business / professional use. Standard domestic car insurance includes social, domestic, pleasure and traveling to/from a place of work, (so you can drive your own car to get to work). In the same context a self employed person can have personal cover that allows them to drive to/from multiple work locations during the day in the course of their business. e.g. an electrician or plumber using an estate car/SUV type vehicle to visit numerous customers during the working day is no different to a mobile hairdresser using her/his own car to travel to clients homes whilst undertaking self employed business. But this has to be a dedicated driver, (not a pool vehicle), and not used for things such as haulage / parcel delivery, Taxi services, Work locations must be physical addresses, i.e. mobile roadside breakdown services excluded and I think building sites without existing functional premises with a royal mail recognised postcode are also excluded. (Not sure if Vans can be permitted into this category, but standard domestic cars can definitely be insured to include dedicated business use by a sole trader. Doc H. [/QUOTE]
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