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Do-It-Yourself (DIY) Question & Answer Forum
Do I need this work certified?
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<blockquote data-quote="phil d" data-source="post: 450980" data-attributes="member: 27126"><p>Ahh, motor insurance, I remember when I had my landrover, I used it for work and needed some warning lights fitted, so I decided to go the whole hog and make it a bit of a showpiece.</p><p></p><p>I installed flashing strobes in the front grill, a full width flashing beacon bar on top, strobes in the rear window, and below the bumper, added to this was hi visibility striping along both sides, the bonnet, and chevrons on the rear. It also carried traffic cones, a large fire extinguisher, and a large first aid kit.</p><p></p><p>I insured it and was asked about any modifications, as these may affect the premium, or if undisclosed, the ability to make a claim, Non standard alloys, tow bar, in car entertainment systems, etc could all bump up the premium.</p><p></p><p>I replied that I had made mods but nothing such as they had listed, I provided them with a list of the mods I had carried out, explaining that the vehicle was now more visible than it was before, and in the event it was stopped roadside, it was impossible to miss, due to the number of warning lights fitted.</p><p></p><p>To put it bluntly it resembled a police vehicle, the only difference being, that, where they used red and blue lights, I used red and amber, it was all done in accordance with the various regs in force and was very noticeable, surely with all these safety features, it must qualify for a reduction in the insurance?</p><p></p><p>"I'm very sorry sir, we don't bother with things that may reduce premiums, only things that could increase them". was the reply from the insurer!</p></blockquote><p></p>
[QUOTE="phil d, post: 450980, member: 27126"] Ahh, motor insurance, I remember when I had my landrover, I used it for work and needed some warning lights fitted, so I decided to go the whole hog and make it a bit of a showpiece. I installed flashing strobes in the front grill, a full width flashing beacon bar on top, strobes in the rear window, and below the bumper, added to this was hi visibility striping along both sides, the bonnet, and chevrons on the rear. It also carried traffic cones, a large fire extinguisher, and a large first aid kit. I insured it and was asked about any modifications, as these may affect the premium, or if undisclosed, the ability to make a claim, Non standard alloys, tow bar, in car entertainment systems, etc could all bump up the premium. I replied that I had made mods but nothing such as they had listed, I provided them with a list of the mods I had carried out, explaining that the vehicle was now more visible than it was before, and in the event it was stopped roadside, it was impossible to miss, due to the number of warning lights fitted. To put it bluntly it resembled a police vehicle, the only difference being, that, where they used red and blue lights, I used red and amber, it was all done in accordance with the various regs in force and was very noticeable, surely with all these safety features, it must qualify for a reduction in the insurance? "I'm very sorry sir, we don't bother with things that may reduce premiums, only things that could increase them". was the reply from the insurer! [/QUOTE]
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