I agree.
In my opinion it's the fault of the so called, "duty of care" culture, which means that it must be virtually impossible for kids to hurt themselves on playgrounds, always puts the blame for injury on someone else, such as the owner of property which has been broken into, or it's the council's fault when someone trips on a perfectly visible kerb stone, etc
Funny you should mention kids, it's the school holidays now and I wonder how many parents will be making claims after some stupid person at the council left a swing in a park for their little Johnny to fall off and break his arm because he was acting stupid?
Remember when we were kids, your parents had mad little sayings like, 'if you fall off that wall and break your leg don't come running to me', and other such gems. If you were doing something stupid and got hurt then it was your own fault, and god help you if the injury was bad enough to need a hospital visit, because you'd get a right telling off when your old fella came home because, 'your mother's got better things to do that spend half a day at the local hospital with you'.
Nowadays I think it's a toss up between who they'd ring first, an ambulance or one of those claims company's, and all because little Johnny was doing something he shouldn't and has hurt himself. There was a family lived up the road from me a few years back, single parent and about 6 kids, one day one of the kids started leaping out from between parked cars, he was definitely trying to get hit. I drove a big Landrover at the time and if that had hit him he'd have been dead.
Anyway he did it one day and I got out to have a word with him, he was only about 7 or 8 years old, I asked why he kept doing it and what he told me really disturbed me. Apparently, he'd been hit by a car and his mother had made a claim, they'd got a few bob out of it and she'd told him that next time it happened he could have a new PlayStation! The first time had been a genuine accident fair enough, but he was actively trying to get himself run over now, because his mother had said if he did then he could have a new game with the compensation, how worrying is that!